Veterinary Financing in Manlius, NY

Flexible Veterinary Payment Options

Our team is dedicated to helping you and your pet every step of the way, and that includes the financial process. Whether your pet needs an emergency surgery or a standard health evaluation, we have a variety of financial options to help you provide them with the care they deserve. Every client should be ready to pay for services at the time of treatment. This helps us sustain the high level of care that we provide. It also ensures that your pets only receive the best. So that we can work towards this goal together, we are happy to accept all major credit cards (VISA®, MasterCard®, American Express® and Discover®), as well as CareCredit. We will also actively collaborate with your pet insurance company and can walk you through the process of pet insurance to help you find the right option for you.

CareCredit is a credit card that can help you pay for out-of-pocket expenses for you, your family, and your pets. With CareCredit, our clients experience the following conveniences:

• Clients can apply CareCredit towards all or a portion of their pet’s veterinary services. They would then pay off their credit card similar to the way one would pay a normal credit card.
• Clients have the freedom to use their credit card continuously to meet their pet’s veterinary needs. Traditional pet financing or veterinary payment plans often do not allow this, so we are happy to offer CareCredit to give our clients access to the level of veterinary care their pet needs.
• CareCredit plans gives clients a sense of reassurance that they have a plan in the case that their pet runs into unexpected medical issues. This allows them to feel more prepared and competent as they navigate their pet ownership journey.

Our financial options are one more way that we are able to help you preserve the health of your pets. To learn more about our financing, call us at (315) 508-7884 or contact us online.

Choosing the Right Pet Insurance in New York

There are multiple companies currently offering insurance plans for your pets. By doing some investigation, you are able to choose a plan that is right for you and your pet. Almost all companies allow you to choose any licensed veterinarian or specialist for your pet's health care needs. The policy holder pays for the health care service at the time of their visit and then seeks reimbursement from their insurance company. Our staff will help complete the claim submission form and then you, the policy holder, mails that form to the insurance company with a copy of the invoice. Reimbursements are sent directly to the policy holder.

We do not endorse any insurance company. It is the policy holder's responsibility to investigate the best policy for their pets. For more information, including specifics on companies offering pet health insurance, check out:

• Pet Insurance University
• Pet Insurance Review

Pet Health Insurance: The Good, The Bad, and The Ugly

The Good: Many options now exist that make the cost of insuring your pet's health quite affordable. Policies range from less than $300 to over $600 per year.

The Bad: You usually get what you pay for! Policies that promise the world for peanuts and seem too good to be true almost certainly are. Insurance companies are in business to make money, not to help pets.

The Good: At this time, pet health insurance companies don't restrict your choice of veterinarians or try to dictate what you can spend on services.

The Bad: Many companies severely limit what conditions they cover or how much they will reimburse. First example: One major company won't cover any condition it deems genetic or congenital in nature. Second example: Another company will pay for a lifelong condition the year it is diagnosed, but excludes it the following years. Third example: Another company limits the payment per illness to only $500. READ THE FINE PRINT!

The Good: You don't have to shop around for a veterinarian who "accepts" your policy. Virtually any national company will cover you for service done by any licensed veterinarian. (Plus, most veterinarians don't charge for helping submit your claim.)

The Bad: You have to pay the veterinary and hospital's fees up front and then seek reimbursement from your insurer.

The Good: Having the right policy could make the difference in a life-and-death decision. If you enroll your pet at a young age, it's possible to have coverage that lasts your pet's entire life.

The Bad: If you wait until a condition is already diagnosed, or "forget" to renew on time, you probably won't be covered.

The Ugly: Insurance companies are in business to make money. Many companies have come and gone over the years – emphasis on "gone." Those that make it are the ones that make the most money. Those that offer the best "deal" may mean well, but not be able to live up to their promises when you really need them. As in every contract, read the fine print and research the company before you send money!

Written by Lillian Roberts, D.V.M.